29

European Schengen countries

€170,000

minimum requirement

4-6

months processing time

Malta continues to attract international families seeking greater mobility, security, and long-term flexibility. With its stable political environment, low crime rates, English-speaking population, Mediterranean lifestyle, and position within the European Union and Schengen Area, Malta is a compelling jurisdiction for those considering permanent residence in Europe.

The Malta Permanent Residence Program offers significant advantages to individuals and families who want a secure European residence solution without needing to relocate immediately.

Benefits of the Malta Permanent Residence Program

Malta is widely regarded as one of Europe’s safest and most stable countries. The island offers a strong rule of law, low crime rates, and a stable political and economic environment, making it attractive for families seeking long-term security.

Malta offers a pro-business environment, access to the European Union, and a well-developed professional services sector. For entrepreneurs, investors, and internationally active families, Malta can provide a strategic European base for business, investment, and cross-border planning.

The Malta Permanent Residence Program allows applicants to include qualifying family members in the same application. A spouse or civil partner and minor children may be included at no additional government contribution cost. Unmarried, financially dependent adult children under 29, as well as dependent parents and grandparents, may also qualify as dependents for an additional contribution. This makes the MPRP particularly attractive for families seeking a long-term European residence solution across multiple generations.

Malta has been a member of the European Union since 2004 and part of the Schengen Area since 2007. Successful Malta residence applicants can travel visa-free across the European Schengen Area, making the program highly attractive for individuals and families who value European mobility.

Successful applicants receive the right to reside indefinitely in Malta. While residence cards must be renewed, Malta permanent residence itself provides long-term security and may be passed on to future generations, provided the relevant requirements continue to be met.

English is one of Malta’s two official languages, alongside Maltese, and is widely spoken across business, education, healthcare, and daily life. For many international families, this makes settling in Malta or using it as a European base considerably easier.

Malta offers access to European education opportunities, including public and private schools, as well as higher education institutions. Residents can also benefit from access to high-quality healthcare services, subject to the appropriate health insurance requirements.

Who Can Get Malta Residence

The main applicant applying for Malta Permanent Residence must:

  • Be over 18 years old
  • Be a non-EU national
  • Have no criminal record
  • Be of good standing and outstanding character
  • Hold a suitable health insurance policy covering Malta and other European countries
  • Meet the required asset, contribution, donation, and property requirements

A spouse or civil partner may be included in the Malta Permanent Residence Program application, provided they meet the relevant eligibility, background, and due diligence requirements. They must:

  • Be over 18 years old
  • Be a non-EU national
  • Have no criminal record

Minor children living in the family home may be included in the application as dependents.

Unmarried, financially dependent adult children may be included as dependents, provided they are under 29 years old and meet the program’s eligibility requirements.

Parents and grandparents of the main applicant or spouse may be included if they are primarily financially dependent on the main applicant and meet the relevant eligibility requirements.

Program Requirements

To qualify for the Malta Permanent Residence Program (MPRP), applicants must make the required government contribution, complete a qualifying property purchase or lease, make a charitable donation, and satisfy the program’s due diligence, health coverage, and asset requirements.

Option 1: Government Contribution and Property Purchase

Applicants may qualify by combining a government contribution with the purchase of residential property in Malta.

Requirements include:

  • €97,000 contribution to the Government of Malta
  • €2,000 charitable donation to a registered NGO supporting philanthropic causes such as cultural, sporting, scientific, artistic, or animal welfare initiatives
  • €375,000 minimum purchase of residential property, held for at least five years
Option 2: Government Contribution and Property Rental

Applicants may also qualify by combining a government contribution with the lease of residential property in Malta.

Requirements include:

  • €97,000 contribution to the Government of Malta
  • €2,000 charitable donation to a registered NGO supporting philanthropic causes such as cultural, sporting, scientific, artistic, or animal welfare initiatives
  • €14,000 per year minimum lease of residential property, held for at least five years
Other Requirements and Benefits

To be eligible for the Malta Permanent Residence Program, applicants must demonstrate one of the following asset profiles:

  • €500,000 in capital assets, of which at least €150,000 must be financial assets; or
  • €650,000 in capital assets, of which at least €75,000 must be financial assets.

Applicants must also hold suitable health insurance covering Malta and other European countries. Dependents over 18 require an affidavit of support for inclusion in the application.

The spouse or civil partner and minor children may be included at no additional government contribution cost. Other eligible dependents, including unmarried adult children and dependent parents or grandparents, may be included for an additional contribution of €7,500 each.

Compared with many European residence by investment options, the MPRP offers a relatively low capital outlay, no minimum physical presence requirement, and a clear route to permanent residence in Malta.

Speak To An Expert

The Latitude Group is a global leader in Residence and Citizenship by Investment. Our IMC-certified professionals are specialists in cross jurisdictional citizenship and residence planning. Moreover, we have more collective invesment migration industry experience than any other international firm.

The Latitude Group is a global leader in Residence and Citizenship by Investment. Our IMC-certified professionals are specialists in cross jurisdictional citizenship and residence planning. Moreover, we have more collective invesment migration industry experience than any other international firm.

Application Process

  • Month 1

    Client Onboarding Process

    The process begins with an initial eligibility assessment and Latitude due diligence review. This allows us to understand your objectives, review your circumstances, and identify any potential issues before proceeding.

    Following successful screening, we provide a Client Agreement. Once the agreement is signed and the retainer payment is received, our case processing team begins preparing the required government forms and supporting documents.

    We also liaise with relevant professionals, including real estate providers where required, and coordinate with Residency Malta Agency throughout the process.

  • Month 2

    Application Review and Submission

    Before submission, our team conducts a comprehensive review of the application to ensure the file is complete and aligned with Residency Malta Agency requirements.

    Once final checks are complete, the application is submitted. Residency Malta Agency then undertakes its own due diligence and reviews the supporting documentation.

    At this stage, the first part of the government contribution is paid.

  • Months 3-4

    Application Approved in Principle

    Following successful review and due diligence, applicants receive an Approval in Principle Letter from Residency Malta Agency. This confirms that the applicant has met the eligibility criteria for the Malta Permanent Residence Program, subject to completion of the remaining requirements.

    The Approval in Principle allows applicants to proceed with the next steps, including the required contribution payments and property arrangements.

  • Months 5-6

    Residence Card Issued

    Applicants must provide proof of a qualifying property purchase or lease, make the mandatory €2,000 charitable donation, and submit evidence of suitable health insurance coverage.

    Once all remaining requirements are satisfied and the final contribution payment is made, the residence certificate and residence cards can be issued. Residence cards are valid for five years and must be renewed thereafter.

Frequently Asked Questions About The Malta Permanent Residence Program (MPRP)

The Malta Permanent Residence Program, also known as the MPRP, is a regulated residence by investment program that allows eligible non-EU nationals and their qualifying family members to obtain permanent residence in Malta.

Successful applicants receive the right to reside indefinitely in Malta, along with visa-free travel access across the European Schengen Area.

The Malta Permanent Residence Program is open to third-country nationals, excluding citizens of the EU, EEA, and Switzerland. Applicants must be over 18, have a clean criminal record, meet the program’s due diligence requirements, hold suitable health insurance, and satisfy the required asset, contribution, donation, and property criteria.

The list of sanctioned or otherwise ineligible countries may be revised by Residency Malta Agency from time to time.

MPRP stands for the Malta Permanent Residence Program. It is Malta’s permanent residence by investment route for qualifying non-EU nationals and their families.

Yes. Successful applicants under the MPRP receive the right to reside indefinitely in Malta. Residence cards are valid for five years and must be renewed, but the permanent residence status itself provides long-term residence security, provided the program requirements continue to be met.

No. One of the key benefits of the Malta Permanent Residence Program is that there is no minimum physical presence requirement. This makes the MPRP attractive for internationally mobile families who want a secure European residence option without needing to relocate immediately.

Yes. Malta is part of the Schengen Area. Successful MPRP applicants can travel visa-free across the 29 European Schengen countries, subject to Schengen rules on duration of stay and travel conditions.

The main applicant may include a spouse or civil partner, minor children, unmarried and financially dependent adult children under 29, and dependent parents and grandparents.

The spouse or civil partner and minor children may be included at no additional government contribution cost. Other qualifying dependents may be included for an additional contribution of €7,500 each.

Yes. Adult children may be included if they are unmarried, financially dependent on the main applicant, and under 29 years old. They must also meet the relevant eligibility and due diligence requirements.

Yes. Parents and grandparents of the main applicant or spouse may be included if they are primarily financially dependent on the main applicant and meet the program’s eligibility requirements.

The minimum requirement starts from approximately €170,000, based on the government contribution, charitable donation, and five years of qualifying property rental.

Applicants must also meet the required asset threshold and either purchase or lease qualifying residential property in Malta.

Applicants must either purchase residential property in Malta for a minimum of €375,000 or lease residential property for a minimum of €14,000 per year. In both cases, the property must be held for at least five years.

No. Applicants do not need to own or lease property in Malta at the time of application. The relevant property documentation must be submitted within eight months from the date of issue of the Approval in Principle Letter.

If a property has already been leased or purchased before the application is submitted, it may still be accepted, provided it meets the relevant MPRP requirements.

Applicants must make a €2,000 charitable donation to a local registered NGO supporting philanthropic, cultural, sporting, scientific, animal welfare, or artistic causes. The organization must be registered with the Commissioner for Voluntary Organizations or otherwise approved by Residency Malta Agency.

Applicants must demonstrate either €500,000 in capital assets, of which at least €150,000 must be financial assets, or €650,000 in capital assets, of which at least €75,000 must be financial assets.

The Malta Permanent Residence Program typically takes approximately four to six months, depending on the completeness of the application, due diligence, documentation, and processing by Residency Malta Agency.

Malta is attractive for many international families because it offers EU membership, Schengen access, English as an official language, a safe environment, a Mediterranean lifestyle, education opportunities, healthcare access, and no minimum physical presence requirement under the MPRP.

No. The Malta Permanent Residence Program provides permanent residence in Malta. It does not automatically grant Maltese citizenship. Applicants seeking citizenship should obtain separate professional advice on the routes that may be available, eligibility requirements, and long-term planning considerations.

Latitude is an official licensed agent for the Malta Permanent Residence Program. Our team assists clients with eligibility assessment, due diligence, document preparation, application submission, real estate coordination, and communication with Residency Malta Agency throughout the process.

Speak to One of Our Global Experts and Begin Your Journey Today

Latitude Consultancy Limited, trading as Latitude, is an official licensed agent for the Malta Permanent Residence Program under license number RES-LATI. Latitude’s government advisory team has played a leading role in the development of residence and citizenship programs globally, and our private client team advises internationally mobile individuals and families on residence, citizenship, mobility, and long-term planning solutions.

  • Access to 29 schengen countries
  • 4-6 months application processing time
  • No language or education requirements

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